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Furthermore, customers for this sort of strategy can have extreme lawful or criminal backgrounds. It is very important to keep in mind that different carriers use a range of concern ages on their guaranteed problem plans as low as age 40 or as high as age 80 - burial insurance for seniors over 85. Some will certainly also supply higher stated value, up to $40,000, and others will allow for far better survivor benefit conditions by boosting the rates of interest with the return of premium or reducing the number of years up until a complete survivor benefit is readily available