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Additionally, customers for this kind of plan might have extreme lawful or criminal backgrounds. It is necessary to note that different providers offer a variety of problem ages on their guaranteed issue plans as reduced as age 40 or as high as age 80 - monumental life final expense. Some will also provide greater stated value, up to $40,000, and others will certainly enable far better death advantage problems by improving the passion rate with the return of costs or reducing the variety of years up until a complete death advantage is available